Checking Accounts
Bank of Dixon County offers a variety of checking account options to suit your needs. Whether you are looking for a no-fee account, or want to earn interest on a high balance, there is an account for you.
All BDC checking accounts have access to internet banking. Enroll online or through our app.
Visa debit cards are available with each checking account, upon officer approval. Debit cards have daily point-of-sale and ATM limits to help prevent fraudulent charges.
Contact any BDC branch to open an account or get full details on each account type.
BDC Everyday Checking
BDC Everyday Checking is our basic checking account.
- No minimum balance
- No service charge if less than 10 checks and/or counter withdrawals per month or statement cycle
- $3.00 service charge if over 10 checks and/or counter withdrawals per month or statement cycle
Contact Bank of Dixon County for full account terms.
BDC STUDENT CHECKING
BDC Student Checking is the perfect first checking account for kids, teenagers, and young adults up to age 23.
- No fees or service charges
- Unlimited check writing
Once a customer reaches age 23, the BDC Student Checking will convert to a BDC Everyday Checking.
Contact Bank of Dixon County for full account terms.
BDC PLUS CHECKING
BDC Plus Checking is the next step up, offering unlimited check writing.
- Unlimited check writing
- Minimum balance of $500.00
- Service charge of $6.00 if minimum balance is not met
Contact Bank of Dixon County for full account terms.
BDC LEGACY CHECKING
- For customers 60 years of age and over
- Free basic checks with at least one direct deposit into the account on a regular (monthly) basis
- Unlimited check writing
Contact Bank of Dixon County for full account terms.
BDC SILVER CHECKING
BDC Silver Checking is one of two interest bearing checking accounts we offer.
- Minimum balance of $1,000.00
- Tiered interest: If the balance is above $1,000.00, the interest rate is Rate 1. If the balance falls below $1,000.00, the account does not earn interest.
- Unlimited check writing
Contact Bank of Dixon County for full account terms and current rates.
BDC gOLD CHECKING
BDC Gold Checking is the second interest bearing checking account we offer.
- Minimum balance of $10,000.00
- Tiered interest: If the balance is above $10,000.00, the interest rate is Rate 2. If the balance falls below $10,000.00, but is above $1,000.00, the interest rate is Rate 1. If the balance falls below $1,000.00 the account does not earn interest.
- Unlimited check writing
Contact Bank of Dixon County for full account terms and current rates.
business checking accounts
Whether you own an LLC, run a corporation, or operate as a sole proprietor, Bank of Dixon County has a number of checking accounts that will help your business run smoothly.
All of the following are available as business checking accounts:
BDC Everyday
BDC Plus
BDC Silver
BDC Gold
To open your business checking or savings account at Bank of Dixon County, please bring all necessary paperwork showing the formation, structure, tax ID number, and any other relevant information for the business. Often, this includes the following:
- Articles/Certificate of Organization
- Operating Agreement
- EIN letter
Specialty business three-on-a-page checks, deposit tickets, and endorsement stamps are all available to order through Bank of Dixon County to ensure your business banking is efficient.
Visa Debit Cards
With officer approval, you can receive a Visa debit card to use with your checking account. Debit cards can be used for shopping or at ATM's for cash.
Each debit card has a daily limit for point-of-sale shopping and ATM use. Daily limits help prevent fraudulent charges in case the card is lost or stolen.
In the event you need the limit raised for a large purchase temporarily or you will be traveling, call us to let us know and we can raise your limit or put a travel alert on the card so it does not get shut off.
Checks
You can order checks for any checking account through Bank of Dixon County.
Click here to reorder checks through us. You will need our routing number, your account number, and your zip code.
To learn more about the information we need to order personal or business checks, visit our check ordering page.
Paper Statement fees
We have a few options for receiving your bank statement each month.
If you want images (photo copy of checks, withdrawals, and deposits) with your statement and your statement is mailed, the charge is $3.00 per statement cycle.
Non-imaged statements (mailed or picked up) and picked up imaged statements have no charge.
Statements can be viewed on internet banking at any time.