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RATES


Certificates of Deposit
Effective Date: January 5, 2010
Accout Type
Interest Rate*
Annual Percentage Yield
30 Day Certificate of Deposit
.60%
.60%
6 Month Certificate of Deposit
1.35%
1.36%
12 Month Certificate of Deposit
1.65%
1.66%
15 Month Certificate of Deposit
1.65%
1.66%
18 Month Certificate of Deposit
1.70%
1.71%
24 Month Certificate of Deposit
2.00%
2.01%
30 Month Certificate of Deposit
2.10%
2.11%
36 Month Certificate of Deposit
2.30%
2.31%
42 Month Certificate of Deposit
2.50%
2.52%
48 Month Certificate of Deposit
2.60%
2.62%
*SPECIAL Certificates
18 Month Certificate
2.10%
2.11%
36 Month Certificate
2.45%
2.47%
48 Month Certificate
3.05%
3.07%
*Rates shown are based on a minimum deposit of $5,000, except SPECIAL CD Rates which require a minimum deposit of $15,000. Smaller certificate amounts are also available. Interest rates may vary after the account is opened. Fees could reduce earnings. A bank employee should be contacted for further information about applicable fees and terms. Substantial penalty for early withdrawal. Rates are subject to change without notice. If you have any questions, please call 1-800-576-8084.


Checking and Investment Accounts
Account Name
Interest Rates effective date from:
Annual Percentage Yield
* LOW Balance PLUS
($1,000 Minimum Balance)
03-05-10 to 04-04-10
.15%
*HIGH Balance PLUS
($10,000 Minimum Balance)
03-05-10 to 04-04-10
.20%
*Passbook SAVINGS Account
(No Minimum Balance)
03-08-09 to 06-07-10
.30%
*Cash Management Account
($15,000 Balance)
03-05-10 to 04-04-10
.40%
*IRA, SEP, Roth IRA
(No Minimum Balance)
03-08-09 to 04-07-10
2.65%
*Health Savings Account
03-08-09 to 04-07-10
2.65%
*Coverdell Education Savings
03-08-09 to 04-07-10
2.65%
*Interest Rates may Vary after the Account is Opened. Fees could reduce earnings.
A Bank Employee should be contacted for further information about applicable fees, terms, and withdrawal limitations.” All rates are Subject to Change Without Notice.


Loan Rates
*Contact a Bank Employee for further information about Applicable Fees and Terms.

Financial Calculators
My BDC Budget

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