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Certificates of Deposit
Effective Date: January 5, 2010
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Accout Type
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Interest Rate*
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Annual Percentage Yield
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30 Day Certificate of Deposit
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.60%
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.60%
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6 Month Certificate of Deposit
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1.35%
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1.36%
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12 Month Certificate of Deposit
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1.65%
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1.66%
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15 Month Certificate of Deposit
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1.65%
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1.66%
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18 Month Certificate of Deposit
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1.70%
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1.71%
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24 Month Certificate of Deposit
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2.00%
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2.01%
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30 Month Certificate of Deposit
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2.10%
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2.11%
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36 Month Certificate of Deposit
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2.30%
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2.31%
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42 Month Certificate of Deposit
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2.50%
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2.52%
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48 Month Certificate of Deposit
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2.60%
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2.62%
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*SPECIAL Certificates
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18 Month Certificate
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2.10%
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2.11%
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36 Month Certificate
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2.45%
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2.47%
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48 Month Certificate
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3.05%
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3.07%
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*Rates shown are based on a minimum deposit of $5,000, except SPECIAL CD Rates which require a minimum deposit of $15,000. Smaller certificate amounts are also available. Interest rates may vary after the account is opened. Fees could reduce earnings. A bank employee should be contacted for further information about applicable fees and terms. Substantial penalty for early withdrawal. Rates are subject to change without notice. If you have any questions, please call 1-800-576-8084.
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Checking and Investment Accounts
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Account Name
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Interest Rates effective date from:
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Annual Percentage Yield
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* LOW Balance PLUS
($1,000 Minimum Balance)
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03-05-10 to 04-04-10
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.15%
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*HIGH Balance PLUS
($10,000 Minimum Balance)
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03-05-10 to 04-04-10
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.20%
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*Passbook SAVINGS Account
(No Minimum Balance)
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03-08-09 to 06-07-10
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.30%
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*Cash Management Account
($15,000 Balance)
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03-05-10 to 04-04-10
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.40%
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*IRA, SEP, Roth IRA
(No Minimum Balance)
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03-08-09 to 04-07-10
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2.65%
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*Health Savings Account
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03-08-09 to 04-07-10
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2.65%
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*Coverdell Education Savings
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03-08-09 to 04-07-10
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2.65%
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*Interest Rates may Vary after the Account is Opened. Fees could reduce earnings.
A Bank Employee should be contacted for further information about applicable fees, terms, and withdrawal limitations.” All rates are Subject to Change Without Notice.
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