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RATES


Certificates of Deposit
Effective Date: July 17, 2013
Account Type
Interest Rate*
Annual Percentage Yield
30 Day Certificate of Deposit
.07%
.07%
6 Month Certificate of Deposit
.32%
.32%
12 Month Certificate of Deposit
.44%
.44%
15 Month Certificate of Deposit
.52%
.52%
18 Month Certificate of Deposit
.60%
.60%
24 Month Certificate of Deposit
.74%
.74%
30 Month Certificate of Deposit
.82%
.82%
36 Month Certificate of Deposit
1.00%
1.00%
42 Month Certificate of Deposit
1.10%
1.10%
48 Month Certificate of Deposit
1.15%
1.15%
*SPECIAL Certificates
60 Month Certificate
1.45%
1.46%
*Rates shown are based on a minimum deposit of $5,000, except SPECIAL CD Rates which require a minimum deposit of $15,000. Smaller certificate amounts are also available. Interest rates may vary after the account is opened. Fees could reduce earnings. A bank employee should be contacted for further information about applicable fees and terms. Substantial penalty for early withdrawal. Rates are subject to change without notice. If you have any questions, please call 1-800-576-8084.


Checking and Investment Accounts
Account Name
Interest Rates effective date from:
Annual Percentage Yield
* LOW Balance PLUS
($1,000 Minimum Balance)

Interest will not paid on those days that the daily balance falls below $1000.
08-05-13 to 09-04-13
.10%
*HIGH Balance PLUS
($10,000 Minimum Balance)

If the average daily balance falls below
$10,000, then account earns the APY
applicable for the LOW Balance PLUS
Account.

Interest will not be paid on those days
that the daily balance falls below $1000.
08-05-12 to 09-04-13
.12%
*Passbook SAVINGS Account
(No Minimum Balance)
06-08-12 to 09-07-13
.12%
*Cash Management Account
($15,000 Balance)

If the average daily balance falls below
$15,000, then account earns the APY applicable
for the HIGH Balance PLUS Account.

If the average daily balance falls below
$10,000, then account earns the APY applicable for the LOW Balance PLUS
Account.

Interest will not paid on those days that the daily balance falls below $1000.
08-05-12 to 09-04-13
.18%
*IRA, SEP, Roth IRA
(No Minimum Balance)
06-08-12 to 09-07-13
1.55%
*Health Savings Account
06-08-12 to 09-07-13
1.55%
*Coverdell Education Savings
06-08-12 to 09-07-13
1.55%
*Interest Rates may vary after the account is opened. Fees could reduce earnings.
A bank employee should be contacted for further information about applicable fees, terms, and withdrawal limitations. All rates are Subject to Change Without Notice.


Loan Rates
*Contact a bank employee for further information about applicable fees and terms.

Financial Calculators
My BDC Budget

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