Bank of Dixon County
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Investments

 

Your BDC Team has a broad range of experience with many types of investments. Because of potential conflicts between bank products and other investments we do not directly offer non-bank products. How do we assist our customers:

  • Understanding Bank Investment and Savings Products
  • By providing Certificates, Savings and Individual Retirement Accounts, IRA, SEP, Roth, Education IRAs and Health Savings Account
  • Discussing your Needs, Goals and other Options and Related Risks
  • Providing Trusted, Reliable References for Other Investment Products including Financial, Estate and Retirement Planning.

Please consult an account representative for a Truth in Savings disclosure which contains information about all the accounts listed below.

Certificate of Deposit

Bank CD's are a safe, market-yielding investment insured by the FDIC. We offer certificates with various maturities from three to forty-eight months. All certificates earn a guaranteed rate of interest. Short-term Certificates offer current annual percentage yields while maintaining liquidity. For even higher annual percentage yields, longer-term certificates are available. Attractive Special CD rates and maturities are also offered from time to time above prevailing market rates.

Over recent years BDC has paid among the highest CD rates nationally. We can also help you insure your deposits well above the often thought of $250,000.00 FDIC insurance limit by mixing account ownership.

A $500 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal.

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IRAs

The Bank of Dixon County offers Individual Retirement Accounts that are fully insured by the FDIC up to $250,000.00. Earn a competitive interest rate on your Tax-Deductible IRS deposits. We have No Set-up Fee, No Annual Maintenance Fee and No Minimum Balance or deposit requirements.

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SEPs

The Bank of Dixon County offers Self Employed Retirement Accounts or SEPs that are fully insured by the FDIC up to $250,000.00. Earn a competitive interest rate on your qualifying IRS Tax-Deductible deposits. We have No Set-up Fee, No Annual Maintenance Fee and No Minimum Balance or deposit requirements. And, unlike other types of IRA or SEPs investments, you will never lose principal at BDC.

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Roth IRA

We also offer the Roth IRA which allows only nondeductible contributions and features tax-free withdrawals. Earn a nationally competitive interest rate on your Roth IRA deposits. No set-up Fee, No Annual Maintenance Fee and No Minimums.

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Education IRA and Health Savings

While the rules can be complex, and change frequently on various types of IRAs including Health Savings accounts, we offer all the various types of tax deductible or tax advantaged savings accounts.

The best way for us to help is if you simply give us a call.

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Partners and Assistance

Estate, Retirement and Financial Planning
Many families and businesses have a need for assistance from a Certified Financial Planner, a professional dealing solely with such things as retirement, tax or estate planning. Your BDC Team works directly with a Certified Financial Planner with Ameriprise Financial Advisers to help you achieve financial success.

- Not FDIC Insured - No Bank Guarantee - May Lose Value -

Legal and Accounting
As bankers we know many of our customers come to us for all types of advice, we appreciate that, and that is why we are here. We have built over the years a sold team of advisors to our customers with all kinds of questions and needs. Come talk with us. We’ll find the answers and the people to help you succeed.

Please consult an account representative for a Truth in Savings Disclosure which contains information about all the accounts listed.

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